Claims at a glance: Collision and upset | Civil liability
In 2023
The average cost of claims was $8,023 | $7,168
The number of claims was 162,013 | 155,317
The claims frequency was 3.62% | 2.83%
Collision and upset frequency
Despite the fact that the number and the frequency of claims drop from 2022 to 2023, the cost of vehicle repairs has increased significantly.
Orange line : Collision or upset
Grey line : Civil liability
- The cost of a claim paid under collision coverage was $8,023 in 2023. The amount paid under the civil liability coverage amounted to $7,168. From 2013 to 2023, the cost of a claim paid under collision coverage doubled, from $4,000 to $8,000.
Note: Under direct compensation coverage, damages to the vehicle of the driver not responsible for the accident are paid as civil liability.
Orange line : Collision or upset
Grey line : Civil liability
Orange line : Collision or upset
Grey line : Civil liability
- After a sharp decline in the number and frequency of claims in 2020, claims increased in 2021 and 2022 and decreased slightly in 2023.
Source: GROUPEMENT DES ASSUREURS AUTOMOBILES, Automobile Statistical Plan, General results, Passenger vehicles, 2023.