Drawn up and updated by GAA, the DCA helps to simplify the claims settlement process for policyholders whose vehicles have been damaged in a collision.
Parties bound by the DCA:
- Authorized insurers [PDF]
- Parties having voluntary subscribed to the DCA [PDF]
- Self-Insurers [PDF]
Identifying the loss (for Insurance Professionals)
- Stage
- 1
- 2
- 3
- 4
Indicate the circumstances of the accident:
Cases 1 to 3

Vehicles travelling in the same direction on the same roadway
Cases 4 to 6

Vehicles travelling in the same direction in two different lanes of traffic
Case 7

Vehicles travelling in opposite directions
Case 8

Vehicles entering from side roadways or crossroads
Cases 9 to 15

Other cases
Please check the required fields.
N.B.
The content of these web pages is provided for information only and to make it easier to understand the DCA. It is not legally binding. The official version of the DCA takes precedence. Your insurer will establish the portion of your liability in the accident.
Download the official version of the Direct Compensation Agreement.